Unlimited hospital cover at Private hospitals in the Essential Dynamic Smart Hospital Network and as referred by AskDiscovery

Guaranteed full cover in hospital for specialists we have a payment arrangement with, and up 100% of the Discovery Health Rate (DHR) for other healthcare professionals

Full cover for chronic medicine for all Chronic Disease List conditions when you use a Network Pharmacy

Comprehensive benefits for maternity and early childhood that cover certain healthcare services before and after birth

Day-to-day cover for consultations with a Smart Network GP, acute medicine cover for over the counter (OTC) medicine, and eye and dental check-up, with fixed co-payments and/or limits, subject to plan rules

Cover for medical emergencies when travelling