Unlimited private hospital cover in the Dynamic Smart Hospital Network, with a deductible (an amount the member must pay upfront) payable for elective hospital admissions.

Guaranteed full cover in hospital for specialists with whom we have a payment arrangement and up to 100% of the Discovery Health Rate (DHR) for other healthcare professionals

Full cover for chronic medicine for all the Chronic Disease List conditions when the members uses pharmacies in the MedXpess Network, Clicks or Dis-Chem.

Cover for day-to-day consultations with network GPs, over-the-counter (OTC) medicine, and eye and dental check-ups with fixed co-payments and limits.

Unlimited virtual consultations with network GPs, without co-payments.

Cover for medical emergencies when travelling

Cover for day-to-day consultations with network GPs, over-the-counter (OTC) medicine, and eye and dental check-ups with fixed co-payments and limits. The rate of reimbursement for claims is the Discovery Health Rate.